Posts Tagged ‘budgeting’
1. Be wary of opening too many credit cards.
2. Use apps like Mint.com and You Need a Budget to track your spending habits.
3. If you have student loans, make sure you understand all the terms of the loan, including how much you owe and when.
4. Pay your bills on time to avoid incurring any penalties.
5. Set your priorities of what are necessities and what are luxuries.
6. Meet with your Everest student finance planner to help set a budget.
- Plan ahead. Make a list of what you need before you go to the store — and stick to it. And don’t shop hungry; you’ll just buy more.
- Make healthy choices. Believe it or not, healthier foods save you money. Smaller portion sizes, fewer sugary foods and drinks, and more fresh fruits and veggies make both your waistline and your grocery bill shrink.
- Buy in season. Look for produce and seafood that’s in season, because it’s usually priced to sell. And don’t forget your local farmer’s market.
- Buy what’s on sale. Look for specials and clip coupons. If it’s something you’d buy anyway, you can end up getting a bargain. The Sunday paper is a great place to look. If you buy more than you need, put it in the freezer.
- Pack your lunch. Brown-bag it to school or to work instead of going out for lunch. You’ll not only save money, but you’ll end up eating healthier too.
- Consider frozen or canned. Frozen or canned foods are often just as nutritious as fresh, and will last much longer. And dried fruits are a tasty alternative to fresh!
- Go “veggie” once a week. Eat eggs, beans, or tofu once a week instead of pricey meats like fish, beef or chicken. Or consider eating smaller portions of meat with a bigger serving of vegetables.
- Waste less. Save and eat your leftovers the next day, or mix it up by putting last night’s chicken over a salad or with pasta.
- Avoid prepackaged foods. Prepackaged food is often more expensive and higher in sugar and fat than other alternatives. Compare what you buy and make the best choice.
Shop smart and you can spend less while still eating well.